Questões de Língua Inglesa do ano 0000

Para responder às questões de números 58 a 60, considere o texto abaixo.

Segundo John C. Dvorak,

• A.

  os americanos não deveriam comprar computadores fabricados na China.

• B.

  o artigo da Business Week é bem fundamentado.

• C.

  seria um absurdo os chineses comprarem computadores americanos.

• D.

  o Brasil ainda está engatinhando na área da tecnologia de ponta.

• E.

  as vendas da IBM cresceram vertiginosamente no Brasil em 2004.

No texto, stay ahead of the competition significa

• A.

  entrar em qualquer competição.

• B.

  manter-se à frente da concorrência.

• C.

  competir em pé de igualdade com qualquer empresa.

• D.

  vencer qualquer empresa pela competência.

• E.

  derrotar fragorosamente os concorrentes.

Infere-se que o texto tenha sido escrito

• A.

  no início do terceiro milênio.

• B.

  ao redor da década de 70.

• C.

  às vésperas do ano 2000.

• D.

  logo após o homem ter ido à lua.

• E.

  no início da década de 80.

According to the text, COBOL

• A.

  has been around for forty years.

• B.

  cannot compete with small-time languages.

• C.

  needs many different application development tools.

• D.

  has been known as the "computer language of the future".

• E.

  is not adequate for single-user environments.

Read the text below in order to answer questions 15 to 17.

According to the text, in urban areas,

• A.

  the risk of losses is minimum.

• B.

  underwriting is illegal.

• C.

  redlining would be acceptable.

• D.

  expenses and losses are lower.

• E.

  rates may exceed the average.

Read the text below in order to answer questions 18 and 19.

The use of the Internet to commit insurance frauds

• A.

  is likely to occur.

• B.

  began in 1999.

• C.

  is unlikely to happen.

• D.

  worries the government.

• E.

  is avoidable.

Read the text below in order to answer questions 17 and 18.

U.K.'s Cox increases World Trade Center loss estimates

Cox Insurance, a leading Lloyd's underwriter and retail insurer, announced that additional claims from the WTC (World Trade Center) disaster have raised its loss estimates from $96.5 million to between $122.5 million and $180 million.

The announcement highlights the difficulty many insurers are facing in estimating the exact amount of the losses they may eventually pay as a result of the Sept. 11 attacks. More than four months after the devastation occurred, there's still a wide gulf in estimates of what the eventual cost will be. The highest figure is around $70 billion, while lower ones go down to $29 billion.

According to the author, the exact amount of the losses

• A.

  is $70 billion.

• B.

  has been paid by Cox Insurance.

• C.

  will soon be announced.

• D.

  has not been defined.

• E.

  was calculated by Cox Insurance.

Read the text below in order to answer questions 17 and 18.

U.K.'s Cox increases World Trade Center loss estimates

Cox Insurance, a leading Lloyd's underwriter and retail insurer, announced that additional claims from the WTC (World Trade Center) disaster have raised its loss estimates from $96.5 million to between $122.5 million and $180 million.

The announcement highlights the difficulty many insurers are facing in estimating the exact amount of the losses they may eventually pay as a result of the Sept. 11 attacks. More than four months after the devastation occurred, there's still a wide gulf in estimates of what the eventual cost will be. The highest figure is around $70 billion, while lower ones go down to $29 billion.

According to the text,

• A.

  the WTC employees were policyowners.

• B.

  Cox Insurance is going to pay the highest premium.

• C.

  Cox Insurance refused to accept additional claims.

• D.

  Cox's losses derive from a world recession.

• E.

  Cox's loss estimates have gone up.

Read the text below in order to answer questions 19 to 21.

Urban Insurance Issues

Underwriting, the task of deciding what risks to insure, allows insurers to discriminate between good and bad risks. Differences in prices for insurance must reflect expected differences in losses and expenses. When the risk of future losses increases or when rates are inadequate, insurers become more selective about the degree of risk they will assume in an effort to preserve their profit margin. However, redlining, defined as refusal to issue or renew, or cancel an insurance policy based on the geographic location of the structure or individual to be insured, is illegal in every state.

Because losses tend to be higher in urban areas, rates for auto and home insurance are often higher than average in inner cities. This has raised questions about the availability and affordability of insurance in urban communities. Responding to these concerns, the insurance industry is redoubling its efforts to enhance the insurability of inner city properties and to push for changes in auto insurance that would enable drivers to have more coverage options.

The text refers to redlining as

• A.

  a procedure forbidden by law.

• B.

  the renewal of an insurance policy.

• C.

  the discrimination between risks.

• D.

  an analysis of insurance claims.

• E.

  a quota system.

Read the text below in order to answer questions 19 to 21.

Urban Insurance Issues

Underwriting, the task of deciding what risks to insure, allows insurers to discriminate between good and bad risks. Differences in prices for insurance must reflect expected differences in losses and expenses. When the risk of future losses increases or when rates are inadequate, insurers become more selective about the degree of risk they will assume in an effort to preserve their profit margin. However, redlining, defined as refusal to issue or renew, or cancel an insurance policy based on the geographic location of the structure or individual to be insured, is illegal in every state.

Because losses tend to be higher in urban areas, rates for auto and home insurance are often higher than average in inner cities. This has raised questions about the availability and affordability of insurance in urban communities. Responding to these concerns, the insurance industry is redoubling its efforts to enhance the insurability of inner city properties and to push for changes in auto insurance that would enable drivers to have more coverage options.

According to the author, the insurance industry

• A.

  is worried about the urban insurance issues.

• B.

  should be concerned about the urban issues.

• C.

  must cancel certain insurance policies.

• D.

  has neglected the urban insurance issues.

• E.

  has predicted future losses in rural areas.