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Read the text below in order to answer questions 22 to 24.
Insurance Fraud
Those who commit insurance fraud are not easily identifiable. The National Insurance Crime Bureau (NICB) says that insurance cheats range from organized criminals, to unscrupulous doctors, lawyers, vehicle body shop owners, to ordinary people who buy insurance. Although the motivation to commit insurance fraud is always monetary, the amount also varies greatly, from a few extra dollars on an insurance claim, to thousands or more stolen by organized fraud rings.
The Insurance Information Institute estimates that property/casualty insurance fraud cost insurers $24 billion in 1999. According to Conning and Company, fraud cost the entire insurance industry $96.2 billion in 1999.
Fraud rings have followed the path of technology to the Internet in search of fraud opportunities. Along with the ease of electronic filing of medical claims is the greater potential for committing fraud. Conning's 2000 study found that 84 percent of respondents to its fraud survey agree that the use of the Internet will create new classes of insurance fraud.
Which of the following options is not mentioned in the text?
The wide variety of fraudulent insurance procedures.
The financial losses due to insurance fraud.
The role of the Internet in creating new insurance policies.
The reason why insurance fraud is practised.
The difficulty in finding out the insurance fraud.
As to cigarette brand names, the only alternative that disagrees with the information from the text is that they should
In this section, you will read a passage (text). It is followed by 3 (three) questions about it. For questions 18-20, choose the correct answer.
In an effort to make the fastest, biggest and most luxurious ship in the world, the British built the Titanic. It was so superior to any other ship that it was dubbed "unsinkableï". The company that owned it was so sure of this that it provided only twenty lifeboats and rafts, less than one half the number needed for the 2,227 passengers on board. Many passengers were aboard the night it hit an iceberg, more than halfway between England and its New York destination. Because the luxury liner was traveling so fast, it was impossible to avoid the giant iceberg. Fire on board also contributed to the ship's submersion. Panic was another factor that increased the number of casualties as people jumped into the cold water or struggled to be among the few people who managed to get on the lifeboats. A couple of hours after the disaster, another ship, the Carpathia, rescued the 705 survivors. The infamous Titanic had enjoyed only two days of glory on its maiden voyage in 1912 plunging into 12.000 feet of water near the coast of Newfoundland, where it lies today. (CLIFFS, 1995 - adaptado)
Choose the correct option.
All of the following contributed to the large death toll EXCEPT
speed
the Carpathia
fire
panic
the iceberg
Based on the text, the only pair of opposites is in alternative
Considering verb forms in the text, its correct to say:
The word but is used to convey:
conclusion
addition
condition
contrast
In order to save energy, the government in Chile has advised Chilean men
According to the text:
American employees work very hard.
Norwegian employees work more hours than American employees.
South Korea employees work fewer hours than Norwegian employees.
South Korea employees work more hours than American and Norwegian employees.
INGLÊS
Atenção: As questões de números 91 a 95 referem-se ao texto abaixo.
Segundo o texto, nos Estados Unidos,
Fill in the parentheses with T (True) or F (False). The text has questions to the following answers:
( ) What benefits can the governments advice bring to the Chilean community?
( ) How did the Chilean government announce its new measures?
( ) Why do the Chilean men insist on wearing formal clothes?
( ) Who took part in the official video advertisement?
According to the text, the correct sequence, from top to bottom, is
{TITLE}
{CONTENT}
{TITLE}
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